Karen E. Calef, D.M.D.
Orthodontist
Financial Policies
It is our mission to provide you with affordable, high-quality treatment. We offer a variety of payment options to meet your needs. We have a secure link to our website for responsible parties to view their financial information and make payments on-line. Click here to view our full financial policy brochure. Before treatment begins we thoroughly explain your options, so that we can accommodate your needs.

Insurance
If your insurance covers orthodontic treatment, you will receive the benefit of reduced personal costs. Many insurance policies have a lifetime orthodontic benefit that is distinct from regular dental insurance. Remember that insurance policies vary, and we will review your insurance to determine the appropriate course of action. Once treatment has started, we will file your claims.

To help us with your insurance filing, please complete the insurance questions on our Responsible Party Information Form.

Please remember that orthodontic insurance is a benefit for you or your child. If, during the course of treatment, your benefits change, the financially responsible party is accountable for all charges.

One affordable option we offer is financing through CareCredit. There are a variety of payment options available at a reasonable interest rate that may make financing orthodontic treatment more affordable. The application process is easy and can be done on-line in the privacy of your home, or at our office. Approval is instant upon submission of the application. To learn more about CareCredit, or to fill out an application, click below:
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Karen E. Calef, D.M.D.
211 Storrs Road
Mansfield, CT 06250
Phone: (860) 456-3718
Fax: (860) 423-2766
Email:
info@smilesbykaren.com

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